5 Questions You Should Ask Your Bankruptcy Attorney

When you’re in the market for a bankruptcy attorney, you might not be quite sure what to look for. After all, this may be the first time you have ever had to face filing for bankruptcy. And with the already overwhelming and sometimes frustrating situation ahead of you, you want to know that you have the best bankruptcy attorney on your side to represent you.

Luckily, there are some straightforward questions that you can ask any bankruptcy attorney to be sure that they are the right lawyer for you. Here are a few important questions to ask to pick the most qualified and informed professional.

5 Questions That You Should Ask Your Bankruptcy Attorney

  1. Do you practice any other areas of law? Bankruptcy is highly specialized and not something an attorney should dabble in. The bankruptcy laws frequently change and you need someone who knows the ins and outs.
  2. How many cases have you filed? You don’t want an attorney to gain experience at your expense. I have filed almost 2,000 bankruptcies and have seen almost every situation imaginable. An experienced attorney will better assert your rights and will not back down in the face of opposition from an unfriendly creditor or trustee.
  3. Do you file cases under chapters 7, 11 and 13? Some attorneys only file chapter 7 cases because it is easier. They don’t want to put the time or effort into becoming proficient at other types. This is like having a dentist who refuses to work on molars. A good attorney should be able to tell you why you may want to file for chapter 11 or 13, even if you qualify for chapter 7.
  4. Are you board certified? Most people can’t tell if one attorney is better than another, and just go on whatever feels best. Luckily, bankruptcy is one of the few areas where lawyers can be certified as specialists. A board certified bankruptcy attorney must meet the following criteria:
    1. Their practice must be at least 60% bankruptcy.
    2. They must have been practicing primarily bankruptcy law for the past 5 years.
    3. They must have 15 other attorneys submit peer reviews.
    4. They must attend a minimum of 20 hours of continuing legal education every year.
    5. They must pass an 8 hour long written examination.

    As you can see, the requirements are very strict. I am one of only 10 board certified bankruptcy attorneys in the western district of Michigan.

  5. How many adversary proceedings have you prosecuted or defended against? Adversary proceedings are like a trial within the bankruptcy case. They generally occur either when something goes wrong or when your rights have been violated. Hopefully you will not be involved in one, but if you are, you don’t want it to be the first time your attorney is handling one.

We recommend taking these questions with you when you meet with your bankruptcy attorney. We also recommend meeting with more than one attorney, so you can truly pick the one that is best for you. It’s important to make sure you are comfortable with who you are working with and are confident that they will work hard on your behalf.

At Mapes Law Offices, we work hard for our clients in the Western Michigan area to ensure that they are getting the best representation possible. Not only do we help you out of a financial crisis, we also work with you to improve your financial decisions, so you can avoid ever having to file bankruptcy again. We understand that bad things happen to good people and we’ve dedicated ourselves to helping those people get out of rough waters. If you are in the Western Michigan area and would like help with your bankruptcy case, give Mapes Law Offices a call at (616) 719-3847 or request your free consultation today. It only takes one small step to get yourself onto a better financial path.